Benefits Overview



Full Time Employee Benefits Summary

    • Retirement benefits provided through the Texas Municipal Retirement System.  Mandatory contributions via payroll deduction - employee contributes 7% and the City matches 2 - 1.
    • Term Life Insurance plan of $20,000 paid for by the City of Murphy. Supplemental coverage is available for purchase by the employee.
    • Medical/Dental/Vision insurance. City pays the full premium for employees and provides a 50% premium contribution for qualified dependents. PPO plan with Blue Cross Blue Shield, Dental plan with Ameritas and Vision plan with VSP. Benefits are deducted pre-tax, see table below for rates.
    • Telemedicine, including a behavioral health component, fully funded by the City of Murphy
    • Flexible Spending Health and Dependent Care accounts available for employee contribution.
    • Long-term disability insurance paid by the City of Murphy.
    • Identity Protection plan available through My ID Care. 
    • Longevity pay:  All full-time employees receive $4.00 per month for each year of service beginning the month following the first full year of service.
    • Employee Assistance Program provided free to employees and family members.
    • Vacation:  Two weeks (10 days) annually through the first five years, three weeks (15 days) annually from 5 years to 10 years, and four weeks (20 days) annually for 10 years of service and beyond.  Time accrues incrementally each pay period.
    • Sick time:  Two weeks (10 days) annually - accrued incrementally each pay period.  Time can be rolled over each year to a maximum of 720 hours.
    • 10 paid holidays per year.
    • Deferred Compensation Plan (457) offered by ICMA-RC. Optional and fully funded by the employee.

Rates for Medical/Dental/Vision insurance:

 Semi-Monthly* Premiums

 Coverage Level  Medical Insurance  Dental Insurance  Vision Insurance  Enhanced Vision   My ID Care
Employee Only No Cost No Cost No Cost $ 2.26 $4.98 
Employee + Spouse $159.14 $9.18 $1.05  $4.66  N/A
Employee + Child(ren) $113.71 $14.00 $1.10  $4.79  N/A
Employee + Family $233.50 $23.07 $2.84  $8.79 $8.98 

Employees are paid bi-weekly (26 times per year), but insurance premiums are deducted only 24 times per year.