Comprehensive Benefits Overview


Full Time Employee Benefits Summary

  • Retirement benefits provided through the Texas Municipal Retirement System.  Mandatory contributions via payroll deduction - employee contributes 7% and the City matches 2 - 1. 
  • Term Life Insurance plan of $20,000 paid for by the City of Murphy. Supplemental coverage is available for purchase by the employee.
  • Medical/Dental/Vision insurance. City pays the full premium for employees and provides a 60% premium contribution for qualified dependents. PPO plan with Blue Cross Blue Shield Texas, Dental plan with Ameritas and Vision plan with VSP. Benefits are deducted pre-tax, see table below for rates.
  • Flexible Spending Health and Dependent Care accounts available for employee contribution.
  • Long-term disability insurance paid by the City of Murphy.
  • Longevity pay:  All full-time employees receive $4.00 per month for each year of service beginning the month following the first full year of service.
  • Employee Assistance Program provided free to employees and family members.
  • Vacation:  Two weeks (10 days) annually through the first five years, three weeks (15 days) annually from 5 years to 10 years, and four weeks (20 days) annually for 10 years of service and beyond.  Time accrues incrementally each pay period.
  • Sick time:  Two weeks (10 days) annually - accrued incrementally each pay period.  Time can be rolled over each year to a maximum of 720 hours.
  • 10 paid holidays per year.
  • Deferred Compensation Plan (457) offered by ICMA-RC. Optional and fully funded by the employee.

Rates for Medical/Dental/Vision insurance:

 Semi-Monthly* Premiums

 Coverage Level  Medical Insurance  Dental Insurance  Vision Insurance
Employee Only No Cost No Cost No Cost
Employee + Spouse $138.37 $7.33 $0.84
Employee + Child(ren) $102.72 $11.30 $0.88
Employee + Family $210.40 $18.64 $2.27

Employees are paid bi-weekly (26 times per year), but insurance premiums are deducted only 24 times per year.